- Ibrahim Ahmed Ibrahim Fouad , Graduated from faculty of Accounting and finance as the 4th on the promotion with a grade “Very Good” , with a Bachelor and Master 1 covered All the managerial aspects including, HR, Marketing, Cost, strategy, Business Administration, Psychology focusing on the Accounting and finance , His current Job is a SME Credit Risk Manager for Medium Enterprises (Credit Certified) which he is responsible for having an exposure to a wide range of areas and excellent organizational skills ,He Started his career since 2010 in the Corporate RISK department as a Credit Risk Analyst, since then he was working in the same Department despite joining many multinational banks namely Société Générale (Paris, France), Crédit Agricole Egypt, Bank of Alexandria Egypt (#IntesaSanpaolo), Abu Dhabi Islamic Bank in Egypt ADIB and currently Banque du Caire .
Before working his current job he was working as an Assistant project manager
And before that he worked as a Junior credit risk analyst at credit agricole Egypt which he was responsible for Managing a credit portfolio consisting of Large & SME corporate clients with different types of credit facilities including short and medium loans in addition to project finance ,reviewing the assigned accounts’ renewals as well as requests for new relationships and restructuring of existing accounts through conducting proper risk assessment guided by the bank’s policy and CBE regulations while ensuring that credit quality is maintained.
, Attending the credit committee in order to present/ discuss the Risk Dept. point of view regarding the proposed facilities, guiding , supporting and negotiating with corporate officers to seek better financing alternatives in terms of risk and practicality.
, Conducting joint visits to client along with the corporate officers in order to discuss and negotiate proper facilities’ structures in line with the clients’ needs. , ensuring adhering to approved policies and strategy set by the management as well as CBE guidelines.
Prior to that he worked as a Credit risk analyst Subsidiary of the Italian Bank, Intesa San Paolo which he was responsible for Managing a credit portfolio consisting of SME clients with different types of credit facilities , Preparing the write-up, out of the RMs memo and the investigation report, in addition to a risk opinion including financial analysis and financials spread , Analysis include checking on the regulatory documents, including the initiation contract, the commercial register, ownership contracts to make sure the information on the financials reflect accurate position, given auditors quality for the SMEs.
Prior to that he worked as a Credit risk officer r (Underwriter) having a joint credit approval limit which he was responsible for Managing a portfolio of Small and Medium Enterprises (Sales EGP 15 Million to EGP 200 Millions) #SMEs , Credit Assessment and approver and Review and approvals , In 2015 he worked as SME risk team leader at Abu Dhabi Islamic which he was managing an SME credit portfolio (Turnover EGP10 to EGP 100 Mn) with total limits of EGP220Mn.
- Certificates :
- Certified expert in SME Finance ( Frankfurt school of finance & management
- Certified master trainer
- Credit course
English
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